Financial Services Disclaimer & Terms of Use

            CRITICAL NOTICE: Namma Personal Fintracker is purely a data management and simulation tool. We are NOT a
            bank, financial institution, lender, or registered investment advisor.
        

1. Informational Purposes Only

The content, tools, and calculations provided within Namma Personal Fintracker are for educational and informational purposes only. The app allows you to log and visualize your own financial data. Any "Health Score," "Net Worth," or "Survival Months" calculated by the app are estimates based solely on the data you enter.

These metrics should not be interpreted as professional financial advice, credit ratings, or guarantees of financial security.

2. No Financial Advice

Namma Personal Fintracker does not provide personalized financial, tax, or legal advice.

We do not recommend specific stocks, bonds, or crypto assets.
We do not assess your eligibility for loans or credit.
We do not guarantee the accuracy of tax or interest calculations.

Before making any significant financial decisions, you should consult with a qualified professional financial advisor, accountant, or attorney who understands your specific situation.

3. Investment Risk Warning

The app may allow you to track the value of your assets (stocks, crypto, gold). Please be aware that:

All investments carry risk, including the potential loss of principal.
Past performance of any asset does not guarantee future results.
Market values displayed in the app may be delayed or estimated and should not be relied upon for real-time trading.

4. No Banking or Lending Services

Namma Personal Fintracker does not:

Hold user funds, deposits, or securities.
Process payments or money transfers.
Offer loans, credit cards, or lines of credit.

5. Limitation of Liability

By using this application, you agree that the developers of Namma Personal Fintracker shall not be held liable for any financial losses, damages, or decisions made based on the information provided by the app. You are solely responsible for verifying your own financial data.

By creating an account and using Namma Personal Fintracker, you acknowledge that you have read, understood, and agreed to this disclaimer.